Frequently Asked Questions about Pickup Truck Financing

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Curious if you can qualify for a car loan? Get the answers to your most frequently asked pickup truck financing questions right here. What is APR? This is the Annual Percentage Rate. The interest rate is the percentage of the principal that a lender charges you to borrow the money. How is my APR decided? There are many…

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Ultimate Guide to Making a Down Payment at the Dealership

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When you’re buying a new or “new to you” vehicle, whether you’re getting your auto loan through an independent lender or through a dealer, you’ll need to decide how much money you want to put down. Making a down payment at the dealership takes some preparation so your purchase runs smoothly. First, let’s define down payment. The…

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Documents to Bring to the Dealership When Financing a Pickup Truck

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You’ve done your research, checked your credit report to make sure it’s accurate, and you’re ready to get serious about buying a pickup truck. You feel more than ready to secure financing a pickup truck, sign on the dotted line and drive home in your new ride. Sounds pretty good, right? Sadly, there’s a chance…

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5 Pickup Truck Buying Mistakes to Avoid This Fall

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Shopping for a pickup truck can be overwhelming. It’s easy to overlook important things, especially once you’re at the dealership. Here are 5 pickup truck buying mistakes to avoid. 1. Not Doing Your Research There are a lot of things to think about when considering the purchase of a used pickup truck. What size truck…

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What to Bring to the Dealership When Buying a Pickup Truck

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Buying a pickup truck (or car) can be an arduous process…but with a little planning and a simple checklist, you can lessen the time spent. We’d like to make buying a pickup truck as quick and painless as possible. Here’s a list of the items to bring with you to help speed up your shopping…

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5 Reasons Pickup Trucks are More Popular Than Cars

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There’s nothing else that can quite do what a truck can. Pickup trucks have grown in popularity and there are many reasons why. 1. Pickup Trucks can Handle It All. All it takes is a couch or armoire that needs to be moved from “here” to “there,” and next thing you know, you’re thinking you…

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The #1 Way to Determine Which Pickup Truck is Best

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Every pickup truck shopper is looking for a vehicle that fits his or her specific needs. After all, there’s only so much research one can do online. There comes a point in every buyer’s journey where you need to experience the vehicle(s) you’re considering. The test drive is the #1 way to determine which pickup…

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Looking for a Used Pickup Truck? Labor Day Weekend is Prime Time

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Labor Day is just around the corner. If you’re shopping for a used pickup truck, studies show that holiday weekends are one of the best times to buy. You’ll often see or hear car dealerships advertising huge deals or blowout sales during holiday weekends, and those ads are almost always accurate. Dealers often offer special…

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Why Car Dealerships Are The Best Place to Get a Car Loan

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As car loan interest rates rise, the need becomes greater for consumers to work a little harder when shopping for the best deals. Shopping for a car loan can be just as daunting as shopping for a car. Most car shopping begins online. If you’ve ever done a Google search for “car loan,” you know…

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Is My Trade In Considered a Down Payment?

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Yes, when buying a car or truck, your trade in vehicle can serve as your down payment. However, there are factors to consider in that decision. 1. Dealers accept trade ins and cash down payments. The amount of total down payment you’ll need is governed by two things: The amount that the bank requires in…

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