Truck Financing
Frequently Asked Questions about Pickup Truck Financing
Curious if you can qualify for a car loan? Get the answers to your most frequently asked pickup truck financing questions right here. What is APR? This is the Annual Percentage Rate. The interest rate is the percentage of the principal that a lender charges you to borrow the money. How is my APR decided? There are many…
Read MoreUltimate Guide to Making a Down Payment at the Dealership
When you’re buying a new or “new to you” vehicle, whether you’re getting your auto loan through an independent lender or through a dealer, you’ll need to decide how much money you want to put down. Making a down payment at the dealership takes some preparation so your purchase runs smoothly. First, let’s define down payment. The…
Read MoreDocuments to Bring to the Dealership When Financing a Pickup Truck
You’ve done your research, checked your credit report to make sure it’s accurate, and you’re ready to get serious about buying a pickup truck. You feel more than ready to secure financing a pickup truck, sign on the dotted line and drive home in your new ride. Sounds pretty good, right? Sadly, there’s a chance…
Read More5 Pickup Truck Buying Mistakes to Avoid This Fall
Shopping for a pickup truck can be overwhelming. It’s easy to overlook important things, especially once you’re at the dealership. Here are 5 pickup truck buying mistakes to avoid. 1. Not Doing Your Research There are a lot of things to think about when considering the purchase of a used pickup truck. What size truck…
Read MoreWhat to Bring to the Dealership When Buying a Pickup Truck
Buying a pickup truck (or car) can be an arduous process…but with a little planning and a simple checklist, you can lessen the time spent. We’d like to make buying a pickup truck as quick and painless as possible. Here’s a list of the items to bring with you to help speed up your shopping…
Read MoreLooking for a Used Pickup Truck? Labor Day Weekend is Prime Time
Labor Day is just around the corner. If you’re shopping for a used pickup truck, studies show that holiday weekends are one of the best times to buy. You’ll often see or hear car dealerships advertising huge deals or blowout sales during holiday weekends, and those ads are almost always accurate. Dealers often offer special…
Read MoreWhy Car Dealerships Are The Best Place to Get a Car Loan
As car loan interest rates rise, the need becomes greater for consumers to work a little harder when shopping for the best deals. Shopping for a car loan can be just as daunting as shopping for a car. Most car shopping begins online. If you’ve ever done a Google search for “car loan,” you know…
Read MoreIs My Trade In Considered a Down Payment?
Yes, when buying a car or truck, your trade in vehicle can serve as your down payment. However, there are factors to consider in that decision. 1. Dealers accept trade ins and cash down payments. The amount of total down payment you’ll need is governed by two things: The amount that the bank requires in…
Read More7 Benefits of Owning a Pickup Truck
Colorado’s love affair with the pickup truck has only become more passionate. Although total U.S. auto sales eased slightly last year, automakers sold 2.8 million full and mid-size pickup trucks in 2017, a 4.8% increase over the prior year. Pickup trucks now account for 16.4% of U.S. auto sales. That’s up from 15.3 % in 2016.…
Read MoreWhat is a Good Down Payment on a Pickup Truck?
Many consumers believe you can’t finance a used pickup truck or car. The fact is, used car dealers have some of the best financing available. They work with credit unions and banks to get the most attractive terms and pass them onto you. Like all loans, making a down payment is advantageous. But how much…
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